Choosing and buying a new home is one of the most important decisions of our lives. From settling on your ideal location to finding that perfect property and the thrill of moving day, it’s an exciting process, but it can also be a little daunting.
To help simplify things, we’ve set out the process step by step so you can see the journey and the major milestones on your way to a home from Noble Glami.
Step 1 - Our sales advisors are always ready to assist you
Step 2 - Get your preferred home.
Step 3 - We have, on our end here appointed a panel of end-financiers for your convenience.
Step 4 - A Letter of Offer on Loan will be issued to you by end-financier once your loan application is approved.
Step 5 - Execution of the Sales & Purchase (S&P) Agreement will be done by our appointed solicitor.
Step 6 - Once the loan documents have been completed, the end-financier's solicitor will advise the end-financier to release the outstanding progress payments
Step 7 - Noble Glami will release the keys to you upon full settlement of any outstanding payment.
Not sure about the rates or how much is your eligibility for your home loan? Click the banks below to find out more.
| For many of us, the soaring property prices have made homeownership a seemingly impossible dream and taking a leap from renting to buying is one big milestone. To enable our members to plan for a comfortable retirement, we allow you to withdraw from Account 2 to finance the purchase of a house. You may find out more about EPF Withdrawal Guidelines here. |
| Here is a list of documents needed for the EPF Withdrawal: |
| - Form KWSP 9P (AHL), which is a checklist, can be found here |
| - Sales and Purchase Agreement - not more than 3 years from the date of application |
| - Passbook or copy of your bank account statement (for verification purposes) |
| - For Non-MyKad Holders, you will need a Copy of identification documents with original for verification purpose |
| - For mail submissions/failed thumbprint verification, Form KWSP 3 (Pindaan) is required |
| To ensure all your applications go smoothly, make sure you refer to our list of EPF panel banks or get all your documents certified by the right authorised persons. |
| Refer to the list of EPF panel banks for direct crediting of payment into member's account savings/current account. Then, send your completed submissions at your nearest EPF Counter or mail it to the EPF. |
| If you're a government worker or a civil servant looking to acquire a new property, Lembaga Pembiayaan
Perumahaan Sektor Awam (LPPSA), also known as the Public Sector Home Financing Board, offers a housing loan
initiative that bridges the gap between property prices and the approved loan amount, lowering the barrier
for
government workers to own a home. Refer to this guideline to know more about
its application. You can determine the eligibility of financing amount by using the Financing Calculator provided on the LPPSA website. |
| Generally, once you have determined your financing eligibility, you may follow the LPPSA financing process here. |
| The documents that need to be prepared and fully completed for applications in the public sector housing
financing are as follows: |
| - Application form |
| - Takaful protection agreement (only for takaful panel selection) |
| - Approval letter for the settlement of public sector housing financing debt |
| - All necessary supporting documents |
| After the application is submitted, the financing approval process will take approximately 6-21 days, depending on the type of loan applied for. Incomplete documentation may result in a rejection of the application, so ensure that all information is accurately updated! |
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Address
Noble Glami Sdn Bhd
6, Jalan Prima Tropika Barat 2
Taman Prima Tropika
43300 Seri Kembangan
Selangor, Malaysia